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Buy Now, Pay Later

Pay how you prefer. Buy now and split your total
into four easy, interest-free payments.


Klarna Virtual Card FAQ

    Klarna is a leading alternative payments provider, offering interest-free payment options for a smoother online shopping experience. Klarna has been used by 70 million people and 170,000 retailers worldwide.
    Select Klarna at checkout and follow the steps to create a one-time virtual card (the Virtual Card). Return to and use this Virtual Card to finalize your order.

    Once your purchase is confirmed (usually on the ship date), the purchase amount will be added to the Virtual Card; it will then be split into four (4) interest-free payments, which will be charged automatically every two weeks. No bills or reminders will be sent to you—you can just relax and enjoy your purchase.
    A hold is placed on your credit or debit card for each Virtual Card you create. This ensures that enough funds are available on your credit or debit card. If your final purchase is for an amount less than the amount placed on Virtual Card, you'll only be billed for what you end up spending. Your payment plan will be automatically updated 14 days after your purchase to reflect the amount you actually spent.

    If you decide not to complete your Coach purchase, the Virtual Card will be automatically canceled after 24 hours. If you feel unsure about how to use your Virtual Card at Coach, don't worry. We've got you covered. Visit the Klarna FAQ page.
    We are unable to offer refunds in-store for orders paid through Klarna. For refunds on these orders, items must be returned to our Jacksonville facility within 30 days of purchase (see above for shipping address). We’re also happy to assist you with an exchange or offer merchandise credit for new, unused items returned to a Coach store within 30 days of purchase.

    CSI Returns
    One Coach Way
    Jacksonville, FL 32218
    When you choose to use the Virtual Card and pay over four (4) interest-free payments, Klarna may perform a soft credit check. This type of credit check will not impact your credit score.

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